-
Never Pay the First Bill
- And Other Ways to Fight the Health Care System and Win
- Narrado por: Marshall Allen
- Duración: 7 h y 17 m
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Resumen del Editor
From award-winning ProPublica reporter Marshall Allen, a primer for anyone who wants to fight the predatory health-care system - and win.
Every year, millions of Americans are overcharged and underserved while the health-care industry makes record profits. We know something is wrong, but the layers of bureaucracy designed to discourage complaints make pushing back seem impossible. At least, this is what the health-care power players want you to think.
Never Pay the First Bill is the guerilla guide to health care the American people and employers need. Drawing on 15 years of investigating the health-care industry, reporter Marshall Allen shows how companies and individuals have managed to force medical providers to play fair and shows how you can, too. He reveals the industry's pressure points and how companies and individuals have fought overbilling, price gouging, insurance denials, and more to get the care they deserve. Laying out a practical plan for protecting yourself against the system's predatory practices, Allen offers the inspiration you need and tried-and-true strategies such as:
- Analyze and contest your medical bills, so you don't pay more than you should
- Obtain the billing codes for a procedure in advance
- Write in an appropriate treatment clause before signing financial documents
- Get your way by suing in small claims court
Few politicians and CEOs have been willing to stand up to the medical industry. It is up to the American people to equip ourselves to fight back for the sake of our families - and everyone else.
This audiobook includes a downloadable PDF that contains sample letters, advice, and more resources from the printed book.
PLEASE NOTE: When you purchase this title, the accompanying PDF will be available in your Audible Library along with the audio.
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Like it or not, a healthy credit score is essential if you want to participate in today's financial world. But very few people actually understand how their credit score is determined. Worse yet, most don't know how their score is used by all kinds of companies and banks to dictate financial terms that will strongly affect their daily lives. When consumers interact with the world of credit, they do so from a position of weakness. In Your Score, Anthony Davenport aims to change that. Finally, there's a road map for navigating the confusing world of consumer credit.
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The best! Most knowledgeable for years to come
- De Red Culver en 07-06-18
De: Anthony Davenport, y otros
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Clark Howard's Living Large in Lean Times
- 250+ Ways to Buy Smarter, Spend Smarter, and Save Money
- De: Clark Howard, Mark Maltzer, Theo Thimou
- Narrado por: Pete Larkin
- Duración: 9 h y 41 m
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Clark Howard is a media powerhouse and penny-pincher extraordinaire who knows a thing or two about money. A lifelong entrepreneur who is now the hugely popular host of a talk radio program and television show and the bestselling author of several books, Clark consistently delivers expert financial advice to his wide and devoted fan base.
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Not too good
- De Chad en 09-28-11
De: Clark Howard, y otros
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Deadly Spin
- An Insurance Company Insider Speaks Out on How Corporate PR Is Killing Health Care and Deceiving Americans
- De: Wendell Potter
- Narrado por: Patrick Lawlor
- Duración: 9 h y 17 m
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In June 2009, Wendell Potter made national headlines with his scorching testimony before the Senate panel on health care reform. This former senior vice president of CIGNA explained how health insurers make promises they have no intention of keeping, how they flout regulations designed to protect consumers, and how they skew political debate with multibillion-dollar public relations campaigns designed to spread disinformation.
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Must Read
- De Randy en 01-11-11
De: Wendell Potter
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The Index Card
- Why Personal Finance Doesn’t Have to Be Complicated
- De: Helaine Olen, Harold Pollack
- Narrado por: Helaine Olen, Harold Pollack
- Duración: 3 h y 43 m
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TV analysts and money managers would have you believe your finances are enormously complicated, and if you don't follow their guidance, you'll end up in the poorhouse. They're wrong. When University of Chicago professor Harold Pollack interviewed Helaine Olen, an award-winning financial journalist and the author of the best-selling Pound Foolish, he made an offhand suggestion: Everything you need to know about managing your money could fit on an index card.
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Getting your personal finance right? Start here.
- De Alan J en 04-27-18
De: Helaine Olen, y otros
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If I Betray These Words
- Moral Injury in Medicine and Why It's So Hard for Clinicians to Put Patients First
- De: Wendy Dean, Simon Talbot
- Narrado por: Wendy Dean
- Duración: 9 h y 57 m
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Offering examples of how to make medicine better for the healers and those they serve, If I Betray These Words profiles clinicians across the country who are tough, resourceful, and resilient, but feel trapped between the patient-first values of their Hippocratic oath and the business imperatives of a broken healthcare system. If I Betray These Words confronts the threat and broken promises of moral injury—what it is; where it comes from; how it manifests; and who’s fighting back against it. We need better healthcare—for patients and for the workforce. It’s time to act.
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Dust bowl
- De Doc en 04-12-23
De: Wendy Dean, y otros
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Phishing for Phools
- The Economics of Manipulation and Deception
- De: George A. Akerlof, Robert J. Shiller
- Narrado por: Bronson Pinchot
- Duración: 7 h y 11 m
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Ever since Adam Smith, the central teaching of economics has been that free markets provide us with material well-being, as if by an invisible hand. In Phishing for Phools, Nobel Prize-winning economists George Akerlof and Robert Shiller deliver a fundamental challenge to this insight, arguing that markets harm as well as help us. As long as there is profit to be made, sellers will systematically exploit our psychological weaknesses and our ignorance through manipulation and deception.
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Useful for a certain audience, but ...
- De Philo en 02-29-16
De: George A. Akerlof, y otros
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American Overdose
- The Opioid Tragedy in Three Acts
- De: Chris McGreal
- Narrado por: Dan Woren
- Duración: 11 h y 55 m
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The opioid epidemic has been described as "one of the greatest mistakes of modern medicine." But calling it a mistake is a generous rewriting of the history of greed, corruption, and indifference that pushed the US into consuming more than 80 percent of the world's opioid painkillers. Journeying through lives and communities wrecked by the epidemic, Chris McGreal reveals not only how Big Pharma hooked Americans on powerfully addictive drugs but the corrupting of medicine and public institutions that let the opioid makers get away with it.
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An important read
- De Macmom4 en 02-18-19
De: Chris McGreal
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The Fine Print
- How Big Companies Use 'Plain English' to Rob You Blind
- De: David Cay Johnston
- Narrado por: Todd McLaren
- Duración: 12 h y 10 m
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David Cay Johnston has made a name for himself as the defender of the common man, calling out the rich and powerful for cheating the system at the expense of everyone else. Whether he's exposing unjust loopholes in the tax code that help the rich get richer or pointing out how powerful corporations pocket government subsidies at excessive taxpayer expense, Johnston is an eloquent town crier for justice and equality.
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A must listen if you love or hate Trump
- De Rob D en 04-19-17
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Detroit Resurrected
- To Bankruptcy and Back
- De: Nathan Bomey
- Narrado por: Jonathan Yen
- Duración: 9 h y 31 m
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From thriving Motor City to the largest municipal bankruptcy in American history, Detroit has become the nation's cautionary tale. But what led to the fateful day of the filing, and how did the city survive this crisis? Journalist Nathan Bomey delivers the inside story of Detroit's decline and the people who fought to save it against impossible odds: Governor Rick Snyder, a self-proclaimed nerd; emergency manager Kevyn Orr, a lawyer with singular dedication; Judge Steven Rhodes, the city's conscience; and retirees who fought to ensure that Detroit kept its promises.
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Outsiders Perspective
- De Carl en 02-07-17
De: Nathan Bomey
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Get Good with Money
- Ten Simple Steps to Becoming Financially Whole
- De: Tiffany the Budgetnista Aliche
- Narrado por: Tiffany the Budgetnista Aliche
- Duración: 12 h y 23 m
- Versión completa
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Tiffany Aliche was a successful pre-school teacher with a healthy nest egg when a recession and advice from a shady advisor put her out of a job and into a huge financial hole. As she began to chart the path to her own financial rescue, the outline of her 10-step formula for attaining both financial security and peace of mind began to take shape. These principles have now helped more than one million women worldwide save and pay off millions in debt, and begin planning for a richer life.
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Goodbye SWEET 16. Hello ROTH IRA!
- De Will Smith en 04-12-21
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FairTax
- The Truth
- De: Neal Boortz, John Linder
- Narrado por: Neal Boortz
- Duración: 6 h y 33 m
- Versión completa
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Offering stunning new insights not covered in the original book, FairTax: The Truth debunks the negative myths and gross misrepresentations of this groundbreaking idea. The FairTax plan is simple, brilliant, and it will work - enabling you to keep all the money in your paycheck; eliminating the fraud, hassle, and waste of our current system; and revolutionizing the way America pays for itself.
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Sound, well-researched plan
- De Tim Hibbetts en 03-06-08
De: Neal Boortz, y otros
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Street Smarts
- An All-Purpose Tool Kit for Entrepreneurs
- De: Norm Brodsky, Bo Burlingham
- Narrado por: Sean Pratt
- Duración: 10 h y 8 m
- Versión completa
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People starting out in business tend to seek step-by-step formulas or rules, but in reality there are no magic bullets. Rather, says veteran company-builder Norm Brodsky, there's a mentality that helps street- smart entrepreneurs solve problems and pursue opportunities as they arise. Brodsky shares his hard-earned wisdom every month in Inc. magazine, in the hugely popular "Street Smarts" column he cowrites with Bo Burlingham. Now they've adapted their best advice into a comprehensive guide for anyone running a small business.
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This great audio was originally called The Knack!
- De morton en 12-16-11
De: Norm Brodsky, y otros
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The Up Side of Down
- Why Failing Well Is the Key to Success
- De: Megan McArdle
- Narrado por: Mia Barron
- Duración: 10 h y 38 m
- Versión completa
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Most new products fail. So do most small businesses. And most of us, if we are honest, have experienced a major setback in our personal or professional lives. So what determines who will bounce back and follow up with a home run? If you want to succeed in business and in life, Megan McArdle argues in this hugely thought-provoking book, you have to learn how to harness the power of failure. McArdle has been one of our most popular business bloggers for more than a decade, covering the rise and fall of some the world' s top companies and challenging us to think differently about how we live, learn, and work.
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Good Book
- De Ray en 05-21-14
De: Megan McArdle
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The Price We Pay
- What Broke American Health Care - and How to Fix It
- De: Marty Makary MD
- Narrado por: Marty Makary MD
- Duración: 9 h y 29 m
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One in five Americans now has medical debt in collections and rising health care costs today threaten every small business in America. Dr Makary, one of the nation's leading health care experts, travels across America and details why health care has become a bubble. Drawing from on-the-ground stories, his research and his own experience, The Price We Pay paints a vivid picture of price-gouging, middlemen and a series of elusive money games in need of a serious shake-up.
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Very important book!
- De Wayne en 05-17-21
De: Marty Makary MD
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An American Sickness
- How Healthcare Became Big Business and How You Can Take It Back
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It is well documented that our health-care system has grave problems, but how, in only a matter of decades, did things get this bad? Dr. Elisabeth Rosenthal doesn't just explain the symptoms; she diagnoses and treats the disease itself. Rosenthal spells out in clear and practical terms exactly how to decode medical doublespeak, avoid the pitfalls of the pharmaceuticals racket, and get the care you and your family deserve. She takes you inside the doctor-patient relationship, explaining step by step the workings of a profession sorely lacking transparency.
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Not well balanced
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Unaccountable
- What Hospitals Won't Tell You and How Transparency Can Revolutionize Health Care
- De: Marty Makary
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Dr. Marty Makary is co-developer of the life-saving checklist outlined in Atul Gawande's best-selling The Checklist Manifesto. As a busy surgeon who has worked in many of the best hospitals in the nation, he can testify to the amazing power of modern medicine to cure. But he's also been a witness to a medical culture that routinely leaves surgical sponges inside patients, amputates the wrong limbs, and overdoses children because of sloppy handwriting. Over the last 10 years, neither error rates nor costs have come down, despite scientific progress.
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Everyone should read this book.
- De Julie en 06-11-16
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Sickening
- How Big Pharma Broke American Health Care and How We Can Repair It
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The United States spends an excess $1.5 trillion annually on health care compared to other wealthy countries—yet the amount of time that Americans live in good health ranks a lowly 68th in the world. At the heart of the problem is Big Pharma, which funds most clinical trials and therefore controls the research agenda, withholds the real data from those trials as corporate secrets, and shapes most of the information relied upon by health care professionals.
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Great info, but I’m confused…
- De Iread en 04-04-22
De: John Abramson
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CEO's Guide to Restoring the American Dream
- How to deliver world class healthcare to your employees at half the cost
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- Narrado por: Virtual Voice
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Most CEOs, HR leaders, and others have been led to believe that controlling health benefits costs isn't possible. The CEO's Guide to Restoring the American Dream shows how this just isn't true. It's an inside look into how public and private employers and unions across the U.S. are reducing their spending by 20% or more, while improving care quality and access, by taking control of the purchasing process, aligning economic incentives, and applying simple, practical, and proven approaches. The book opens the door to learning from these top performing benefits purchasers. It's built on the ...
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The People's Hospital
- Hope and Peril in American Medicine
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- Narrado por: Ricardo Nuila MD
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Where does one go without health insurance, when turned away by hospitals, clinics, and doctors? In The People’s Hospital, physician Ricardo Nuila’s stunning debut, we follow the lives of five uninsured Houstonians as their struggle for survival leads them to a hospital where insurance comes second to genuine care.
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Niche perspective
- De Kathleen Garcia en 05-07-23
De: Ricardo Nuila MD
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The Price We Pay
- What Broke American Health Care - and How to Fix It
- De: Marty Makary MD
- Narrado por: Marty Makary MD
- Duración: 9 h y 29 m
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One in five Americans now has medical debt in collections and rising health care costs today threaten every small business in America. Dr Makary, one of the nation's leading health care experts, travels across America and details why health care has become a bubble. Drawing from on-the-ground stories, his research and his own experience, The Price We Pay paints a vivid picture of price-gouging, middlemen and a series of elusive money games in need of a serious shake-up.
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Very important book!
- De Wayne en 05-17-21
De: Marty Makary MD
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An American Sickness
- How Healthcare Became Big Business and How You Can Take It Back
- De: Elisabeth Rosenthal
- Narrado por: Nancy Linari
- Duración: 13 h y 38 m
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It is well documented that our health-care system has grave problems, but how, in only a matter of decades, did things get this bad? Dr. Elisabeth Rosenthal doesn't just explain the symptoms; she diagnoses and treats the disease itself. Rosenthal spells out in clear and practical terms exactly how to decode medical doublespeak, avoid the pitfalls of the pharmaceuticals racket, and get the care you and your family deserve. She takes you inside the doctor-patient relationship, explaining step by step the workings of a profession sorely lacking transparency.
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Not well balanced
- De Anonymous User en 02-12-18
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Unaccountable
- What Hospitals Won't Tell You and How Transparency Can Revolutionize Health Care
- De: Marty Makary
- Narrado por: Robertson Dean
- Duración: 7 h y 16 m
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Dr. Marty Makary is co-developer of the life-saving checklist outlined in Atul Gawande's best-selling The Checklist Manifesto. As a busy surgeon who has worked in many of the best hospitals in the nation, he can testify to the amazing power of modern medicine to cure. But he's also been a witness to a medical culture that routinely leaves surgical sponges inside patients, amputates the wrong limbs, and overdoses children because of sloppy handwriting. Over the last 10 years, neither error rates nor costs have come down, despite scientific progress.
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Everyone should read this book.
- De Julie en 06-11-16
De: Marty Makary
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Sickening
- How Big Pharma Broke American Health Care and How We Can Repair It
- De: John Abramson
- Narrado por: Kevin Stillwell
- Duración: 9 h y 17 m
- Versión completa
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General
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The United States spends an excess $1.5 trillion annually on health care compared to other wealthy countries—yet the amount of time that Americans live in good health ranks a lowly 68th in the world. At the heart of the problem is Big Pharma, which funds most clinical trials and therefore controls the research agenda, withholds the real data from those trials as corporate secrets, and shapes most of the information relied upon by health care professionals.
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Great info, but I’m confused…
- De Iread en 04-04-22
De: John Abramson
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CEO's Guide to Restoring the American Dream
- How to deliver world class healthcare to your employees at half the cost
- De: Dave Chase
- Narrado por: Virtual Voice
- Duración: 9 h y 7 m
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Most CEOs, HR leaders, and others have been led to believe that controlling health benefits costs isn't possible. The CEO's Guide to Restoring the American Dream shows how this just isn't true. It's an inside look into how public and private employers and unions across the U.S. are reducing their spending by 20% or more, while improving care quality and access, by taking control of the purchasing process, aligning economic incentives, and applying simple, practical, and proven approaches. The book opens the door to learning from these top performing benefits purchasers. It's built on the ...
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Where does one go without health insurance, when turned away by hospitals, clinics, and doctors? In The People’s Hospital, physician Ricardo Nuila’s stunning debut, we follow the lives of five uninsured Houstonians as their struggle for survival leads them to a hospital where insurance comes second to genuine care.
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Niche perspective
- De Kathleen Garcia en 05-07-23
De: Ricardo Nuila MD
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The Sweet Spot
- The Pleasures of Suffering and the Search for Meaning
- De: Paul Bloom
- Narrado por: Sean Patrick Hopkins
- Duración: 7 h y 48 m
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Why do we so often seek out physical pain and emotional turmoil? We go to movies that make us cry, or scream, or gag. We poke at sores, eat spicy foods, immerse ourselves in hot baths, run marathons. Some of us even seek out pain and humiliation in sexual role-play. Where do these seemingly perverse appetites come from? Drawing on groundbreaking findings from psychology and brain science, The Sweet Spot shows how the right kind of suffering sets the stage for enhanced pleasure.
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Almost great
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What Your Doctor Wants You to Know to Crush Medical Debt
- A Health System Insider's 3 Steps to Protect Yourself from America's #1 Cause of Bankruptcy
- De: Virgie Bright Ellington
- Narrado por: Virgie Bright Ellington
- Duración: 2 h y 22 m
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When Dr. Virgie Bright Ellington became a cancer patient, she faced insurmountable medical bills. That’s when she took her insider industry knowledge and put it to work. In Crush Medical Debt, she shares her secrets to help individuals, families, and veterans protect against America’s number-one cause of bankruptcy—medical debt. Filled with practical and step-by-step strategies, this guide provides the tools you need to stop spending money you don't owe and save yourself from becoming a victim of a predatory health care system.
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Should be required reading!
- De Dina D, Strachan, M.D. (Dr Dina MD) en 08-14-22
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Mayo Clinic on Alzheimer's Disease and Other Dementias
- A Guide for People with Dementia and Those Who Care for Them
- De: Jonathan Graff-Radford, Angela M. Lunde
- Narrado por: Graham Winton
- Duración: 12 h y 22 m
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Historia
In the seventh edition of Mayo Clinic on Alzheimer's Disease and Other Dementias, expert neurologists from the Mayo Clinic organize this new research into a thorough and digestible guidebook that provides caregivers with the most up-to-date information regarding the disease.
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All you need to know about Alzheimer’s
- De JLG New York en 06-10-23
De: Jonathan Graff-Radford, y otros
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Knowing What We Know
- The Transmission of Knowledge: From Ancient Wisdom to Modern Magic
- De: Simon Winchester
- Narrado por: Simon Winchester
- Duración: 14 h y 19 m
- Versión completa
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Historia
From the creation of the first encyclopedia to Wikipedia, from ancient museums to modern kindergarten classes—this is Simon Winchester’s brilliant and all-encompassing look at how humans acquire, retain, and pass on information and data, and how technology continues to change our lives and our minds. Throughout this fascinating tour, Winchester forces us to ponder what rational humans are becoming. What good is all this knowledge if it leads to lack of thought? What is information without wisdom?
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Colorful anecdotes but tiring after a while.
- De reader en 05-03-23
De: Simon Winchester
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Intermittent Fasting Transformation
- The 45-Day Program for Women to Lose Stubborn Weight, Improve Hormonal Health, and Slow Aging
- De: Cynthia Thurlow
- Narrado por: Cynthia Thurlow
- Duración: 7 h y 8 m
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Designed specifically for women, this individualized six-week intermittent fasting program is the sustainable solution to help you feel and look your absolute best. Based on the scientifically proven 16:8 fasting model, what makes this program unique is that it is geared toward your hormonal needs at every stage in life - whether you are cycling or in perimenopause, menopause, or beyond. With meal plans and 50 recipes, along with advice for supercharging your fast, this plan will transform your life, slow down the aging process, and help you reclaim your health and well-being.
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Really wrong choice of the reader
- De Ashley N en 03-16-22
De: Cynthia Thurlow
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Metabolical
- The Lure and the Lies of Processed Food, Nutrition, and Modern Medicine
- De: Robert H. Lustig
- Narrado por: Charles Constant
- Duración: 12 h y 3 m
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The New York Times best-selling author of Fat Chance explains the eight pathologies that underlie all chronic disease, documents how processed food has impacted them to ruin our health, economy, and environment over the past 50 years, and proposes an urgent manifesto and strategy to cure both us and the planet.
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painfully political
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De: Robert H. Lustig
¿Te gustan los libros? Te encantará Audible.
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Lo que los oyentes dicen sobre Never Pay the First Bill
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- Tere R
- 08-14-21
Superbly written
probably one of the most comprehensive easy to understand and informative books on the topic of how we are being raped by the healthcare system. Marshall Allen has done a tremendous service to those battling high health insurance costs hospital costs. This is a must read for those Going through a difficult time in healthcare.
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- SouthDenverDave
- 06-13-22
Must Read
If you want to save $ on medical bills? Listen/read this is an essential book!
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- Gardenstate Reader
- 05-21-22
If ever there was a book every American should read, this is it!
“Shocked” is the best way to describe how I felt listening to this. As a healthcare provider I’m shocked how we are cheating patients; as a patient I’m shocked how much I’m being cheated. You always hear how twisted the healthcare system can be, but finally there are easy to understand steps to take thanks to this book! It really should be required reading for anyone in the US. I found it so insightful I couldn’t stop excitedly reciting facts to my wife (I’m sure it drove her nuts) and I had to purchase the hardcover so I can take notes. Oddly, I’m now looking forward to my next medical bill so I can put some of these tips into practice.
Thank you for writing this!
On the technical sides for the audio, it was perfect all around.
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- Angelica
- 08-19-22
have you ever wanted to reduce your medical bill
this book gives step by step instructions on how to minimize your health care costs and how to fight billing errors effectively. read with a notebook ready to write down action steps. great insight for business owners to reduce the costs of health care for your workforce as well
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- Leigh Tussey
- 01-26-23
Prepare for emergencies ahead of time!
Amazing! I will need to get myself a hard copy so that I can easily take notes and reference various pieces, just in case I have some emergency and wind up needing it. I highly reccomend!!!
This gives incredibly useful breakdowns of where the medical system goes wrong and how to stand up for yourself
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- alqueezius
- 03-11-24
Saved me $300 and my sanity
this book was well written, wonderfully paced, and engaging. it saved me hundreds of dollars and explain things in a way to where it was simple enough for me to understand but not too simple to wear but like I was being talked down to.
Marshall gives you the tools to understand the system and protect yourself.
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- Melissa Pitchford
- 08-11-21
Must Listen
This book walks you through the realities of the American healthcare system in a way that helps the average consumer understand, advocate and fight for their interests.
Every American (and interested internationals) will learn an enormous amount about the healthcare system in the process.
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- Don Jones
- 04-09-22
Saved me thousands of dollars
Had a difficult claim experience with my insurance provider where the bill for lab work was being treated as out of network even though I was going to an in-network facility. Used Marshall's techniques and templates to successfully communicate my case and get a resolution saving me thousands of dollars in fees.
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- Kindle Customer
- 09-30-21
Comprehensive Guide To Not Getting F***d by Bills
I've been waiting for this book for months and it did not disappoint. It's a deep dive into the world of insurance, healthcare, medical billing, codes, negotiation hacks, and everything you need to navigate that world. I've successfully corrected some minor medical billing errors using the knowledge gained from this book, and feel confident armed with the knowhow to keep myself from getting screwed if and when I have big, or emergency, medical costs.
This book was extremely practical, but if you want a deeper dive on the history of how we got here, I recommend An American Sickness by Elizabeth Rosenthal. Cheers.
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esto le resultó útil a 2 personas
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- Kevin C. Lyons
- 08-28-21
outstanding!
Written so clearly to the average consumer. Great words of wisdom at the end, wr have nothing to lose by standing up to the Goliaths!
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